[Supras] Debit Card got Highjacked after using DISCOUNTACPARTS.COM

[cthommes at adelphia.net]

Not at all true.  Check out FDIC Regulation E regarding electronic funds transfers.  You'll learn that debit cards are really no less safe than credit cards.  And it's only your money that is gone until the bank, as required by aforementioned regulation, must provisionally credit your account for disputed charges.  Then it's their money.

Generally, though, credit cards do offer better voluntary buyer protection, which deals not with unauthorized use, but with unsatisfactory purchases.

-Craig

---- Hacker J <jonbhacker at yahoo.com> wrote: 
> 
> --- supras-request at supras.com wrote:
> 
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> I agree.  My bank has repeatedly tried to issue me debit/atm cards.  I always chop em up and ask
> them to send me just a plain atm card.  The federal protections ($50 liability etc) only apply to
> credit cards. The main issue with debit card fraud is that it is your money that is gone.  With a
> credit card it is the bank's money, which is more of an incentive for them to get it back.
> 
> Jon
> 
> 
> > 
> > Use a credit card for online purchases, never use a debit card.  Credit cards
> > offer more protection.  Plus many of them have a service that creates a temporary
> > number with a specified limit and expiration date. 
> > 
> > Otherwise, good luck!
> > 
> > 
> > On Mon, Apr 14, 2008 at 10:30:59AM -0400, D P wrote:
> > > 
> > > I used my debit card to purchase a new condenser for my Chevy Venture on Thursday April 3 from
> > DISCOUNTACPARTS.COM. Then on April 10, my entire checking account was wiped out. They got almost
> > $1000.00 from the account and it was left in negative from some more purchase transactions in
> > pending.The reason I'm 99.9 percent sure that it was discountacparts.com is because one of the
> > merchant (Banana Republic) called me ON MY CELL PHONE to verify the order. I had entered my cell
> > phone number on the discountacparts.com order.I'm so glad Banana Republic called me to verify. I
> > asked the lady what prompted them to call and she said it's because the bill to and ship to
> > addresses were different.So, now I'm working with my bank trying to get my money backStupid ass
> > Regions bank has no live person to speak to after hours so had to wait until the next day to
> > contact them. I did call the sherriff right away though.
> > > Darren92T 5-Speed White PackageCanadian Model in Florida
> > 
> > 
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